Here are some tips from  Michelle V. Rafter, Edmunds.com Contributor on how to find affordable car insurance.

8. Consider opting out of some — but not all — coverage. If you drive an older car and own it outright, consider dropping comprehensive and collision coverage. If the vehicle is really old, you could be paying more in insurance than what it's worth. But hold onto that liability insurance. It's illegal in most states to drive without it, and insurers in some states charge significantly higher premiums if you let coverage lapse, even if you haven't been driving.